Terms of Use (EULA)

Effective Date: June 11, 2026

By downloading or using Settlio, you agree to these Terms of Use. If you do not agree, do not use the app.

Use of the app

Settlio helps groups track shared expenses and balances. You are responsible for the accuracy of amounts you enter. Settlio does not move money, process payments between users, or provide financial, tax, or legal advice.

Accounts

You may sign in with Google or Apple. You are responsible for activity on your account and for keeping your device secure.

Acceptable use

Do not use Settlio for unlawful purposes, to harass others, or to upload harmful or misleading content. We may suspend access for misuse.

Privacy

Our Privacy Policy explains how we collect and use data.

Disclaimer

Settlio is provided “as is” without warranties of any kind. To the fullest extent permitted by law, we are not liable for indirect or consequential damages arising from your use of the app.

Changes

We may update these terms. Continued use after changes means you accept the updated terms.

Contact

Questions: devtime3@gmail.com

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